Review of Retail Payments Regulation – Issues Paper –
November 2019
References
Issues Paper
November 2019
Download the complete Document 1.2MB
Australian Payments Network (2019), ‘Process for Considering Non-Standard Technologies at the Point of Interaction’, January. Available at <https://auspaynet.com.au/sites/default/files/2019-02/Process-for-considering-non-standard-technologies_Schedule_1-of-AnnexureG_Effective-1-January-2019_2.pdf>.
Australian Securities and Investments Commission (2018), ‘Review of buy now pay later arrangements’, November. Available at <https://asic.gov.au/regulatory-resources/find-a-document/reports/rep-600-review-of-buy-now-pay-later-arrangements/>.
Bendigo and Adelaide Bank & Ors (2016), A91546 & A91547, 26 July. Available at <https://www.accc.gov.au/public-registers/authorisations-and-notifications-registers/authorisations-register/bendigo-and-adelaide-bank-ors-authorisation-a91546-a91547>.
Black Economy Taskforce (2017), ‘Final Report’, October. Available at <https://treasury.gov.au/sites/default/files/2019-03/Black-Economy-Taskforce_Final-Report.pdf>.
Dark C, C Fisher, K McBey and E Tellez (2018), ‘Payment Surcharges: Economics, Regulation and Enforcement’, RBA Bulletin, December.
European Commission (2013), ‘Proposal for a Regulation of the European Parliament and the Council on interchange fees for card-based payment transactions’, 24 July. Available at <http://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:52013PC0550&from=EN>.
European Commission (2019), ‘Antitrust: Commission accepts commitments by Mastercard and Visa to cut inter-regional interchange fees’, 29 April. Available at <https://europa.eu/rapid/press-release_IP-19-2311_en.htm>.
Hayashi F and JL Maniff (2019), ‘Public Authority Involvement in Payment Card Markets: Various Countries – August 2019 Update’ Payments System Research Department, Federal Reserve Bank of Kansas., August. Available at <https://www.kansascityfed.org/~/media/files/publicat/psr/dataset/pub-auth_payments_var_countries_august2019.pdf>.
House of Representatives Standing Committee on Economics (2017), ‘Review of the Four Major Banks (Third Report)’, 7 December. Available at <https://www.aph.gov.au/Parliamentary_Business/Committees/House/Economics/FourMajorBanksReview3/Report>.
Payment Systems Regulator (2018), ‘Contactless mobile payments’, A PSR Report, July. Available at <Contactless mobile payments>.
Productivity Commission (2018), ‘Competition in the Australian Financial System’, Inquiry Report No. 89, 29 June. Available at <https://www.pc.gov.au/inquiries/completed/financial-system/report/financial-system-overview.pdf>.
Reserve Bank of Australia (2013), ‘Dual-network Debit Cards’, Media Release No 2013-16, 21 August. Available at <https://www.rba.gov.au/media-releases/2013/mr-13-16.html>.
Reserve Bank of Australia (2016a), ‘Review of Card Payments Regulation’, Conclusions Paper, May.
Reserve Bank of Australia (2016b), Dual-Network Cards and Mobile Wallet Technology, December.
Reserve Bank of Australia (2017), ‘Payments System Board Update: November 2017 Meeting’, Media Release No 2017-24, 17 November. Available at <https://www.rba.gov.au/media-releases/2017/mr-17-24.html>.
Rochet J-C and J Tirole (2011), ‘Must-take cards: Merchant discounts and avoided costs’, Journal of the European Economic Association, 9(3), pp 462–495.
Stewart C, I Chan, C Ossolinski, D Halperin and P Ryan (2014), ‘The Evolution of Payment Costs in Australia’, RBA Research Discussion Paper No 14.
Wakefield M and R Finlay (2018), ‘Understanding Demand for Australia's Banknotes’, RBA Bulletin, December.